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But because Washington can control a handful of big established firms much easier than many small and zealous competitors, this is likely an intended consequence of the Act. Dodd-Frank concentrates greater assets in fewer institutions. It codifies into law Too Big to Fail and taxpayer-funded bailouts. Hensarling also said that Obamas economic strategy of which Dodd-Frank is a central pillar has resulted in an anemic economic recovery. Had this recovery been as strong as average previous ones, middle income families would have nearly $12,000 more in annual income, and 1.6 million more Americans would have escaped poverty, he said. He also took a swipe at the Consumer Financial Protection Bureau, saying the agency created under the aegis of Dodd-Frank has negatively impacted minority borrowers. How does Dodd-Franks Orwellian-named Consumer Financial Protection Bureau (or CFPB) impact minority borrowers? A recent Federal Reserve report states that within a few years roughly one-third of black and Hispanic borrowers may find themselves disqualified from obtaining a mortgage to buy a home because of CFPBs Qualified Mortgage rule based solely on its rigid debt-to income requirements, he said. Overall, said Hensarling, the act has been a failure. Before the next economic downturn, Congress should replace Dodd-Frank, he said.
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Dealership in Edmonton introduces research on night vision technology – Yahoo Finance
8, 2015 /PRNewswire-iReach/ — Drivers in the market for a brand new luxury vehicle may be surprised to find that there are an array of brands to choose from. As the auto world continues to advance, luxury brands have more options regarding which technologies to incorporate or leave out of vehicles. As one of the more well-known luxury brands, BMW is notorious for including useful technology it its models. In recent years, the brand’s night vision technology has offered drivers a new way to stay safe during evening drives. One Edmonton dealership currently offers research on the new technology, available on its website. Photo – http://photos.prnewswire.com/prnh/20150905/264059 According to Edmonton BMW, the BMW’s Night Vision with Dynamic Light Spot technology has been available for quite some time, but was upgraded in 2013 to give drivers a clearer view of what might cross the vehicle’s path. The upgrade included an aspect that is able to warn the driver if animals or pedestrians are nearby. Night vision technology is available on new 5, 6 and 7-Series BMW models. Drivers who are interested in having BMW’s Night Vision with Dynamic Light Spot incorporated into their vehicle are encouraged to contact their local BMW dealership. Further questions about the research on Edmonton BMW’s website can be directed to the dealership by calling 877-846-9389, or by visiting the website at www.edmontonbmw.com . Media Contact: Corey Pearson, Yachimec Group, 877-846-9389, email@example.com News distributed by PR Newswire iReach: https://ireach.prnewswire.com Consumer Discretionary
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Some Ideas For Consideration On Uncomplicated Strategies Of Online Certificates
Search Under Way for the District of Columbia’s Top Youth Volunteers of 2016 – Yahoo Finance
Now through November 3, students in grades 5-12 are invited to apply for Prudential Spirit of Community Awards if they have made meaningful contributions to their communities through volunteer service within the past 12 months. The application is available at http://spirit.prudential.com and www.nassp.org/spirit . This program year marks The Prudential Spirit of Community Awards 21st year of honoring youth volunteers. The program, sponsored by Prudential Financial in partnership with the National Association of Secondary School Principals (NASSP), was created in 1995 to recognize middle level and high school students for helping people in need, promoting health and safety, protecting the environment, or volunteering in other ways. The awards are presented annually on the local, state and national level. Every year for the past 20 years, weve been inspired by the stories of service weve heard from young people across the United States, said Prudential Chairman and CEO John Strangfeld. We look forward to honoring the top youth volunteers of 2016, and hope their example will inspire others to serve their communities, too. The District of Columbia’s top youth volunteers of 2015 were Dionne Wright, 18, and Hewan Abera, 14. Dionne, the District of Columbia’s top high school volunteer, is the co-founder and chief executive officer of a nonprofit organization, Multitasking Hearts Corporation, that assists and supports children being raised by single parents. Hewan, the District of Columbia’s top middle level volunteer, enjoys volunteering at her school, her church and in the community to help those who are less fortunate than her. Applicants for 2016 awards must complete their online applications by November 3, 2015, then submit them for certification to a middle or high school principal, Girl Scout council, county 4-H agent, American Red Cross chapter, YMCA or HandsOn Network affiliate. Paper application forms can be requested by calling 877-525-8491.
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When choosing an alarm company for your home security needs, the topic of local versus national company comes up frequently. The truth is – location doesn’t matter. You want the best monitoring in the nation to protect your home and family, and no matter how far it is from your home, it’s only a phone call away.The second plus with online courses is that you can speak to other users on how good the course is. You can read reviews about the course, where as in a classroom training, it all depends on how good the Trainer is. Some times in my experience I have been, even good trainers get too tired my doing the same training again and again.
Search Under Way for Connecticut’s Top Youth Volunteers of 2016 – Yahoo Finance
In Washington, a distinguished national selection committee will name 10 of the 102 State Honorees as Americas top youth volunteers of the year. These National Honorees will receive additional awards of $5,000, gold medallions, crystal trophies for their nominating schools or organizations, and $5,000 grants from The Prudential Foundation for nonprofit charitable organizations of their choice. Middle and high school students nationwide are making their mark on their communities through volunteer service, said JoAnn Bartoletti, executive director of NASSP. We are honored to celebrate their initiative, their dedication, and the powerful example theyve set for their peers. The Prudential Spirit of Community Awards program is the United States largest youth recognition program based solely on volunteer community service, and has honored more than 115,000 young volunteers at the local, state and national level over the past 20 years. The awards program also is conducted in Japan, South Korea, Taiwan, Ireland, India, China and Brazil, where Prudential has significant business operations. The National Association of Secondary School Principals (NASSP) is the leading organization of and voice for middle level and high school principals, assistant principals, and school leaders from across the United States and 35 countries around the world. The association connects and engages school leaders through advocacy, research, education, and student programs. NASSP advocates on behalf of all school leaders to ensure the success of each student and strengthens school leadership practices through the design and delivery of high-quality professional learning experiences. Reflecting its long-standing commitment to student leadership development, NASSP administers the National Honor Society, National Junior Honor Society, National Elementary Honor Society, and National Association of Student Councils.
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As such, I have put together this list of free online courses which anyone with an internet connection can access. See all 3 photos Alison.com ALISON (Advance Learning Interactive Systems Online) ALISON is a training website providing around 400 free, open courses, diplomas, and certificates in a wide variety of subjects to people all over the world (e.g. business, IT, etc). You can enrol for free in a diploma or certificate course. When you finish your course, you become certified as having completed the course. You don’t need a paper diploma or certificate to be recognized as certified, but you can order one if you’d like. Depending on which course you choose, the material may be presented through slides, audio, video, animations, or a combination of these. Most courses involve a few multiple quizzes and a multiple choice final assessment. Both can be done as many times as necessary.
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